ITTP​ is a financial technology company that focuses on mobile technology, data science and user experience design to create new personal finance platform for the working class.

We believe that everyone deserves a chance to get access to fair credit. Current banking services are not designing for the majority of people which are the working class. Many suffers from stacking debts of credit card or illegal loans. We want to solve that problem through technology, data and designs. 
​​

Technology

We build our own front-end and core banking system to ensure speed and flexibility. The system architecture is designed in API Architecture to easily integrated on any third party platform.
​
​

Data

We combine the usage of traditional credit report with our new credit score from online data and social network data to limit the risk exposure while we have rooms to explore new segment of customers, reduce reject rate and lower number of delinquent.​ 

Designs

User experience and financial behavior change are our top priorities for design. We heavily focus on user research because our application is not just another mobile app, it is a financial education tools to help our customer achieve their financial goal through our lending service. 

Services

 As a bottom line to everything we do, our mission is to provide fair and sustainable financial service that changes people's life.
Not everything can be replaced by machine, that is why we are ensuring that every human interactions to our customers will be carefully implemented to achieve our mission. 

---

How we actually help our customers? 

Unlock the Under-bank

We uses mobile, social network and psychological test result as our data points in the credit model, customers who never had credit profile or unintentionally in bad credit can unlock their profile by applying smaller loan size with us. 

Fast Approval Process​

Because we understand that when people are in money shock, one day approval might have been too late. We are building an automated credit approval process and reducing all the frictions from Application to Payment to be able to grant same day loan. 
​
​

Super Friendly Account Maintenance

Post credit approval is a backbone of our business. We use behavior data analytics to better support our customer on repayment. Our user mobile application will be helping our customers to better understand and manage their finance.

---